Are you a saver or a spender? We are a healthy mix at our house, and we look for ways to stretch our budget whenever we can. I'd like to be able to spend more sometimes, but realize that means I have to learn how to save more.
I have seen this on several friend's Facebook pages and have decided to give it a try. I am modifying and tallying the month up and just depositing that amount to savings once each month rather than trying to remember each week. I've also seen the suggestion to try this working from the bottom, so that you would save the larger amounts at the beginning of the year and work down to smaller amounts around holiday time.
Are you a saver or a spender?