Divide and conquer...
Tip #99
Do a little math and get a head start on next Christmas' gift giving!
Gather all of your receipts from Christmas gift giving, add them up, and divide by 10. Now take that amount and set it aside monthly--you can even open a savings account that will automatically transfer this amount from your checking each month. When November 1 rolls around, you'll have cash in hand and be better prepared to tackle your shopping!
2 comments:
Just another awesome idea! You are so smart!
That's such a great idea! I recently read a blog where the couple puts money aside each month to cover birthday and Christmas gifts. Their reasoning? These things come every year...they shouldn't be a surprise that sends us into a panick! Agreed.
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